Able secures $100M to fund growing small businesses! Read More

Collaborative Small Business Loans

Raise a portion of your loan and we'll amplify it up to 10X! Raise a little, get a lot.

Friends and Family Loan

  • Borrow $1,000 - $1,000,000 from 2%

Borrow your entire loan amount from your network. Choose your own interest rate, repayment term and loan structure.

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Growth Loan

  • Borrow $25,000 – $1,000,000 from 8%

Small business owners raise a portion of their loan from friends and family that unlocks dramatically more capital from Able.

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Debt Refinance

  • Save $5,000 a Month

Refinance high-interest rate loans and reduce your monthly payments by as much as half. On average, we save borrowers $5,000 per month.

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Funding Solutions for Any Small Business

Our unique lending platform combines the best parts of peer to peer and traditional lending to unlock capital at affordable rates, no matter where you are in your business’s life cycle.

Growth Loan

Raise a portion of your loan, Able funds the rest.

  • Borrow up to $1MM
  • Rates starting at 8%
  • 1-5 Year Terms

Friends and Family Loan

Raise 100% of your funds from your Backers.

  • Borrow any amount
  • Rates starting at 2%
  • Select any term

Debt Refinance

Unlock a lower interest rate to improve cash flow.

  • Restructure High Interest Debt
  • Save an average of $5,000/mo
  • 1-5 Year Terms

Freedom from Predatory Lenders

Deception, misdirection and predatory behavior. The alternative business loan industry puts speed and profits before the entrepreneur. Cash advance companies tap into your credit and debit card sales as short-term Band-Aids that can become problematic. We created a better, lower-cost small business loan that aligns with your growth goals.

Sketchy Online Lenders


Your Friends at Able

  • Lowest-cost online lender
  • Transparent terms
  • No Prepayment Penalties
  • Monthly payments

Loans Powered by People

You save money, while your backers earn money. We offer the lowest cost of capital by funding a portion of your loan through your friends, family, and fans.




Able backer-powered Loan
Funded by Able
Funded by Backers

Why are backer-powered loans better?

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Your friends and family can save you thousands

Save more money by raising a larger portion of your loan from friends and family.

  • Traditional Loan Interest
  • Able Growth Loan Interest
Loan Term
Loan Interest

Loan Details

  • $175,000
  • 36 Months
  • 680 Credit Score

Backers Save You