Affordable Small Business Loans

Borrow up to $5 Million
Rates from 4.25%

Grow your business with Able Lending

We help businesses hire talent, open new locations, build inventory and manage their cash-flow. By providing access to favorable financing, Able can help you meet your business goals.

Open a New Location

Proven the concept in one area and it’s time to open another store? Great! Our term loans are ideal for financing a new location.

Finance Equipment

The equipment required to outfit a restaurant can be hugely expensive. Our loans can be used to finance major equipment purchases so you don’t deplete your cash reserves.

Improve Cash Flows

Use our small business loans to deal with seasonal peaks and valleys in your cash-flow. We can give you peace of mind that you’ll have money for payroll during your slower months.

Develop New Products

To stay competitive and give your fans more variety, you may want to develop a new product to compliment what you’re already doing. Our loans are a great way to fund an expansion of your line.

Our Products

SBA Loans

SBA loans are term loans partially guaranteed by the government, and come with the lowest rates (from 4.25%) and longest terms you can get. Simply put, these are some the most affordable small business loans you can get your hands on.

Term Loans

Term loans provide more money at a lower rate with a longer term than alternative loan products. They are an excellent source of financing for specific products like an expansion, buildout or equipment purchase.

Lines of Credit

Small business lines of credit are best used for short-term working capital and cash-flow management. They’re great to have in reserve for emergencies, and you pay interest only on what you use.

Invoice Factoring

Factoring allows you to access the future value of your outstanding invoices today. It’s a fine cash-flow management tool for business with lots of accounts receivable.

Short Term Loans and Advances

Sometimes you need money tomorrow—and that’s where short-term loans and cash advances come in. You’ll pay a premium for speed (and to cover the risk), but you’ll get the money you need in hours or days instead of weeks or months.

Why Able?

Expert Loan Specialists

With Able, you’ll be in the know. Our loan specialists know what they’re doing, so you can rest assured you’ll receive the best financing available for your business goals and timeline.

Personal Touch

With Able, you’re not a record in a computer waiting to be automatically approved or denied. Our loan specialists take a deep look at your business and work closely with you to identify the best-fit loan options.


With Able, you’re not tied to one class of financing. We’ll keep you informed of all the options and their pros and cons, and help you decide what type of financing is best for your business.