Disclosures & Notices

Equal Credit Opportunity Act Disclosures

Right to Request Specific Reasons for Credit Denial

If your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact Able Lending, Inc., 800 West Cesar Chavez Street B101, Austin TX 78701, (512) 222-5425 within 60 days from the date you are notified of our decision. We will send you a written statement of reasons for the denial within 30 days of receiving your request for the statement.

Equal Credit Opportunity Act Notice

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, which may be reached at:

Federal Trade Commission  
600 Pennsylvania Ave, NW  
Washington, DC 20580  
(877) 382-4357  

USA Patriot Act Notice

To help the government fight the funding of terrorism and money laundering activities, Able will obtain, verify, and record information identifying all prospective borrowers and backers.