Able secures $100M to fund growing small businesses! Read More

Loans for Coffee Shops and Roasters

Our collaborative lending model is well suited to serve the unique capital demands of the coffee business.

  • $25,000 – $1,000,000
  • Rates Starting at 8%
  • 1-5 Year Terms

Able Brews Growth

Our small business loans are a fundamentally different way to approach the health and growth of your coffee business. We understand that the coffee business can be seasonal, equipment can be incredibly expensive and that purchasing inventory is tough.

Purchase Inventory

Nothing in the coffee industry is inexpensive. Whether you’re gearing up for the busy season or buying merch to meet the demands of your fans, we have a small business loan built for you.

Expand Your Operation

Opening a new location or expanding your capabilities can majorly boost revenue, but it might be the most capital intensive process you’ll encounter. Our hybrid business loan combines peer-to-peer and traditional lending to help you get all of the capital needed to realize your vision.

Finance Equipment

Getting the right equipment for your coffee business is critical for ensuring the quality of the product you serve to customers. We can provide equipment financing for major purchases like a new espresso machine.

Improve Cash Flows

Coffee businesses have historically lumpy cash flow, often due to seasonal peaks and valleys. We can help you smooth out cash flows by using our capital in the form of a working capital loan with a single monthly payment, rather than recurring daily payments.

Raise a little, get a lot

An Able Growth Loan combines the best parts of a peer to peer and traditional small business loans. Raise a portion of your loan to unlock dramatically more capital at lower rates.

$5,000
From a Friend
$15,000
From Family
$5,000
From a Fan
$225,000
From Able

Coffee attracts fans and supporters. Leverage your fan base for funding.

Your Raise
10 - 50%
We Multiply
2X - 10X

Raising funds helps you unlock dramatically more capital than you would normally have access to through traditional funding methods.

Financing designed to support your cash flow

Coffee shops and roasters are often approached by Merchant Cash Advance companies with financing programs that promise an ‘easy’ daily payment that is just a percentage of your sales. What they don’t tell you is that these programs have extremely high APRs.

Merchant Cash Advances

  • Extremely high APRs
  • Scary hidden terms
  • Pre-payment penalties
  • Daily withdrawals
versus

Able Loan

  • Lowest-cost online lender
  • Transparent terms
  • No Prepayment Penalties
  • Monthly payments

Start a Coffee Business

Just starting out? The best way to get capital before your business has revenue is to build a loan funded by your Friends, Family and Fans.

Get Started

Refinance Debt

Consolodate your daily cash advance, credit cards and equipment loans into one manageable monthly payment with competitive interest rates.

Get Started