Grow Your Business With Able

We provide low-interest term loans to small businesses like yours.

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(Free, No Obligation)

Loans from $25,000 to $500,000 Rates starting at 8% 1 to 5 year terms

We have helped some extraordinary entrepreneurs

Our loans are great for securing raw materials that you turn into profits.

Able’s loan model was exactly what we were looking for – we liked the opportunity to involve Backers, people who believe in our mission, to help fund a portion of the loan to help us empower women through design.

Kirsten Dickerson - Raven + Lily
Austin, TX

Even with a fantastic sell-through, my cash flow wasn’t as strong as I would have liked to produce next season’s line. This is when I decided to go with a loan from Able.

Stephanie B. - Esby Apparel
Austin, TX

Why Able?

Rates 70% less than alternative lenders

Certain online alternative lenders charge 45% in annualized interest rates. Our rates range from 8% to 16%.

We approve the majority of our eligible businesses

We love small business owners with more than $50K in revenue, who have been in business for more than 6 months, and with good (enough) credit.

Join our network of owners for perks, advice, and PR

The Able Network of borrowers and backers include inspiring entrepreneurs and veteran investors who have successfully grown small businesses many times over.

Takes just a few minutes to apply online

We can get started on the funding process within 24 hours.

How Able Compares

Able is the only lender that asks you to bring Backers into your loan. This gets you the lowest rates, while Backers earn interest. We also offer less requirements and more favorable terms than other lenders. See how we stack up.

Lender Months in Business Revenue Loan Amount Interest Rates Term Repayment
6+ months $50,000+ $25,000 - $500,000 8-16% 1 to 5 years Monthly
Other Online Lenders 12+ months $100,000+ Often $50,000 or less 15-55% Often 1 year or less Daily
SBA 12+ months $1M+ Often $1M or more 5-18% Varies Monthly

The Funding Process

Tell us about your business

Share some information about your business and loan needs by completing a short profile. We will be in touch with you within 24 hours and request some financial information about your business.

Get approved for a loan

We will review your business’s financial information and then run a credit check. Within three business days, we will get back to you with a decision on your loan.

Recruit your Backers

Find three to five friends & family members to pledge 25% of your loan amount. Able collects their funds, organizes the loan, and ensures legal agreements are signed.

Loan funding and management

A few days later your loan is funded! Able withdraws automatic monthly payments from your account and disburses interest payments to your Backers.

Grow Your Small Business

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Borrowers Love Us

Esby Apparel

Raven + Lily

Hops & Grain Brewery